38Countries Blog

A man in a suit has his hands up in the air
By Raphael Haase February 27, 2025
Germany in 2025 is less appealing for digital professionals due to political instability, slow digital progress, high costs, and bureaucratic barriers. Thriving hubs like Switzerland, Portugal, Estonia, or Singapore offer better opportunities with innovation-focused policies and supportive environments.
A Swiss doctor with a stethoscope around her neck is holding a book.
By Raphael Haase February 13, 2025
EU expats in Switzerland must get basic health insurance within 90 days of arrival. Deductibles range from CHF 300 to CHF 2,500, with options for supplemental coverage. Work with expat brokers to avoid pitfalls like missing deadlines, misunderstanding requirements, or overpaying for add-ons.
A man is sitting at a desk in front of a computer with a broken piggy bank in the background.
By Raphael Haase January 2, 2025
Freelancing offers freedom but comes with risks—income instability, hidden costs, and stunted growth. Plan ahead, build a team, and scale for long-term success.
A cell phone and a router with a mountain in the background.
By Raphael Haase December 26, 2024
Moving to Switzerland can be an exciting adventure, but it's crucial to understand the costs associated with everyday life. In this article, we'll delve into the expenses of telecommunication, both mobile and landline in Switzerland.
A developer is sitting in front of a laptop computer in the mountains.
By Raphael Haase December 5, 2024
Side-hustles in Switzerland offer income growth and independence but require navigating legal, tax, and social security rules. Key points include employer approval, Quellensteuer impacts, and ordentliche Veranlagung for taxes. Stay compliant with tips like tracking expenses and using accounting tools.
A Swiss doctor is wearing a stethoscope around her neck and a wreath in her hair.
By Raphael Haase November 28, 2024
Switzerland’s mandatory health insurance is privately provided but government-regulated, ensuring coverage regardless of pre-existing conditions. Premiums are independent of employment. Higher deductibles lower monthly costs, and premiums vary by canton, offering savings opportunities through relocation.
The statue of liberty is covering her face with her hands in front of a cloudy sky.
By Raphael Haase November 21, 2024
Software developers are turning to Switzerland over the U.S. for its high quality of life, low taxes, political stability, and strong innovation support. Its neutral stance, robust healthcare, and distributed power system offer safety and opportunity, making it a top tech destination.
A woman is holding a light box that says `` make your choice ''.
By Raphael Haase November 14, 2024
Software developers seeking alternatives to the US are considering Switzerland, Germany, Austria, and Liechtenstein for their attractive salaries, superior public infrastructure, and political stability. These countries offer social liberalism and fiscal conservatism, with systems that prevent power concentration in single leaders, ensuring stability. With thriving tech ecosystems, they present appealing opportunities for professionals seeking a balanced, progressive lifestyle.
An AI judge making a decision over your job application as a developer.
By Raphael Haase October 31, 2024
If you are applying for a job as a software developer in Switzerland in 2024 and you keep getting rejections, you are not alone. But there is a path forward.
A group of people sit in a yoga position near the Zürich lake at sunset
By Raphael Haase September 19, 2024
Expats in Zurich face high health & fitness costs. The guide explores out-of-pocket expenses, self-care costs, and gym memberships. It provides budget tips and alternative fitness options like parks and group activities.
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